Who We Are

At C&M Mortgage, we understand that no two persons are alike. We have many different loan products for just about any situation. Whether you have good credit, bad credit, or if you have no equity in your home, we can find the perfect loan for you. We provide fast efficient service and competitive rates to our valued customers. With several offices nationwide and a strong support staff, we focus on excellent customer service provided over the telephone or internet contact.

Our relationship with you—our customers—is the top priority for every member of the C&M Mortgage team. All of our efforts are undertaken with one thing in mind: Meet the needs of our clients. We want to build long-lasting, beneficial relationships with you.

We look forward to meeting your needs, whether you are a first time homebuyer, a current homeowner looking to refinance your mortgage, or just curious on what we can do for you. Please enjoy your stay while you are on our site. Thank You for visiting C&M Mortgage online.

What We Do

We offer a variety of loans at C&M Mortgage.  With a wide spectrum of diversity in the industry, we have every loan for every situation. Talk to a C&M Mortgage Representative today to find out what type of loan is right for you. Please read below for a brief description of our loan products.

Home Improvement Loans

Have you ever looked at your home and realized the house doesn't quite look the same as it used to?  Or imagine escaping everyday stress in your new swimming pool. We offer home improvment loans to help you realize all your dreams, from repairing that old, leaky roof to building a tropical paradise, right in your backyard.  Let us help you make your dreams come true.

Debt Consolidation Loans

Another month has passed and it's that time again.  Time to sit down and make all of those bill payments.  Wouldn't it be nice to only have to make ONE payment instead of all of those payment on your credit cards, installment loans, etc.  Not only can we help you consolidate all your bill into one loan payment, we can save you a bunch of money as well.  Get out from underneath that mountain of bills and enjoy your life again by getting a DEBT CONSOLIDATION loan from C&M Mortgage.

Refinance Loans

Have you noticed your monthly mortgage payment going up over the last couple of months?  That's because that adjustible rate that you received when you last refinanced has started to adjust.  Some of these mortgage payments have adjusted as much as $500 and beyond over the last couple of months.  Do you feel that strain on your budget?  It's time to convert your adjustable rate mortgage to a fixed rate loan, shorten the term of your loan from 30 years to 15 years, or refinance that balloon mortgage that is coming due. Let C&M Mortgage save you thousands of dollars with your refinance loan.

Home Equity Line of Credit

You just got off of work after a long, grueling day.  As you approach your car you noticed the bumper of your car doesn't seem to look the same.  In fact, the whole back of the car seems to have been smashed in.  A hit and run.  You realize that you just payed your bills and don't have the money to get your car repaired.  What now?

With a home equity line of credit you can borrow as much money as you need when you need it. The home equity line of credit gives you the flexibility of a credit card, but with the financial security of a home loan. This is a great safety net for unexpected expenses or emergencies.  To find out if you qualify for one of our Home Equity Line of Credit solutions, give us a call.

Our mission:

To be a nationally recognized lending institution whose first responsibility is to homeowners in the communities we serve.

We are committed to ongoing research and development to present a wide range of cutting edge products and services that will enhance the quality of life, provide financial freedom and flexibility to achieve their goals and dreams.

We will fulfill our obligations to the community by offering outstanding customer service through a loyal, motivated, and well-trained staff utilizing the latest in technology to ensure our clients will be with us not only today but also tomorrow.

We believe in empowering our employees and encouraging them to accomplish organizational goals to fully meet the ever changing needs of our clients.

Our Values:
Our top priority, as a company, is to provide for our employees. We will build a sound organizational foundation through strong leadership, enduring teamwork, and the creation of a friendly, supportive working climate.

By virtue of our employee's honesty, integrity, and respect, we will transform our customers into clients for life.
 
Our Values

Integrity
We will walk our talk - our words and our deeds will be proportional. We will communicate honestly, straightforwardly, and never with any hidden agendas. When we make a promise, we will relentlessly follow through with no excuses. We will also think before we act and consider all of the implications of our behavior.

An Enjoyable Working Environment
We shall foster openness and comfort to express your own opinions without any repercussions of any kind. Our employees will feel valued and, accordingly, we will choose to mutually respect one another. Because we believe in interpersonal rapport and rewarding personal friendships, C&M Mortgage will sponsor activities that help perpetuate the formation of both.

Family Values
C&M Mortgage recognizes that the family is the fundamental unit of our society, and as such, we will actively favor policies and practices that enhance family life. We will be flexible and reasonable in our approach to assisting employees with personal family issues properly balanced with the immediate needs of our business.

Loyalty
We will habitually recognize and reward extraordinary behavior and superior performance. We shall instill a sense of accountability systemwide. Yet, if things should fall below expectation, we shall still give each other the benefit of the doubt. We desire to demonstrate genuine concern for everyone and will treat people with the dignity they deserve.

Personal Discipline
We will be productive and maintain our focus on top priorities. We will manage our time, be personally organized, and cultivate our knowledge of the company's products and the Mortgage Industry's trends.

Team Behavior
We will work selflessly within and across functions throughout the organization toward the achievement of our collective company goals. We will readily share information, knowledge, and understanding with our fellow employees. We will go the extra mile to be supportive and helpful.

Providing Exemplary Service
C&M Mortgage will continue to develop and offer competitive products, complemented with expedient and quality service. Our underlying theme will be to build irrefutable trust with our clients. We will streamline our internal and external processes to ensure prompt, accurate, and satisfying client experiences